Citi – Citi World Privileges

Turning a static rewards directory into a location-first discovery experience across 14 APAC markets

UX Research · Product Design · Design System

1M+

monthly active users across 14 APAC markets

73%

faster time-to-task
post-launch

14

markets served
one design system

1M+

monthly active users across 14 APAC markets

73%

faster time-to-task
post-launch

14

markets served
one design system

My role: Design lead

Platform: Web + mobile app

Scale: 2,000+ offers across 14 APAC markets

Duration: 6 months

Team: 2 Designers, 1 UX strategists/researchers, Product & Tech Manager (Citi APAC team)

TL;DR

:: The Project

Citi World Privileges is one of the largest cardholder rewards platforms in APAC, with 2,000+ dining, shopping, and travel offers across 14 markets. Despite that scale, engagement was low. The existing product was a desktop-first static directory with no personalisation and no mobile experience. We were brought in to redesign it from the ground up.

:: My role

Day-to-day design lead within an agency engagement at Shift Partners. I directed 2 designers, co-led research with our UX researcher, and owned the design system end to end. An Experience Director handled client and business management. I ran design across the full arc from kick-off to handoff, making the core architectural decisions and presenting findings directly to the Citi APAC team.

:: What I did

Led qualitative interviews and competitive benchmarking before a single screen was designed, then validated findings with 30+ Citi cardholders across diverse APAC markets. Research reframed the brief from "improve navigation" to "build a location-first discovery experience." I built two competing prototypes on opposing hypotheses, tested both with real users, identified the winning direction, then ran a dedicated iteration round addressing six specific failure modes surfaced in testing. Built a net-new modular design system against Citi's Digital Design Language, documented it in Figma, and ran engineer handoff sessions directly.

:: Result

1M+ monthly active users across 14 APAC markets. 73% reduction in time-to-task. Higher session depth and repeat usage post-launch. The modular design system enabled consistent launches across all 14 markets without a separate design track per market.

UX Research

Product Design

Interaction Design

Design System

Prototyping & Testing

Web + Mobile Application

:: Context

A massive catalogue. Almost no engagement.

Citi World Privileges had 2,000+ dining, shopping, and travel offers across 14 APAC markets. Despite that scale, engagement was low. The existing product was desktop-first, non-mobile-friendly, and structured as a static directory with no sense of context or relevance.

We were brought in to redesign it from the ground up. The brief was broad — improve engagement. My first move was to understand why engagement was low before anyone opened Figma.

Hard to find menu
and search
Offer concept is not
understood widely
– not sure which card
is eligible for the deal
Slow loading and
refresh times
Overly aggressive
promotions block
userinterface
Savings and benefits
not clearly visible

Hover around

:: Process

A structured engagement, not a linear one

The project ran across five defined stages with fortnightly stakeholder check-ins built in from day one. Rather than disappearing for weeks and returning with finished screens, we presented findings progressively — keeping Citi involved in every significant decision.

:: Research

Reframing what the problem actually was

The assumption at the start — shared across the client team — was that users weren't engaging because they couldn't find the right deals. Before designing anything, I made the case for research first. A better-looking version of the same broken experience doesn't change behaviour.

Working with our UX researcher, we structured discovery across three parallel tracks.

Qualitative
10 in-depth interviews

In-person sessions,
Website stimulus,
Age 20–39 · APAC

Benchmarking
Fintech + non-fintech

Google Maps · Klook
Discovery patterns
Relevance at scale

Quantitative
30+ Citi cardholders

Diverse APAC markets
Validated direction
Add-on scope

Hover around

User insights form interviews

Idon’t want to go in for the discount, and walk out having wasted my precious holiday time.

Return on Holiday (ROH)
 is measured in joy

I don’t care where the discount comes from, Google finds it for me.

Planning starts
 with Google

You can only trust pictures from real people, not the hotel!

It’s user generated,
 or it’s fake news

Points are my main motivator, I would very rarely seek out specific offers like restaurant deals.

Offers are experienced
 passively

I’m sorry, but this just doesn’twork.

Current CWP  
 UX falls short

I want to be able to easily search, butstill get a hint of the offers inside.

Blend search & deal focus

I search for flight and accommodation deals first, everything else sort of happens when we are there.

Surface big-ticket items

It’s only useful if I know deals in Shibuya, not in Tokyo.

Show me what’s on
 my doorstep

I don’t know what I want to do, but I don’t want to miss out on the best the city has to offer.

Fight FOMO - top 10 lists

It’s too much, too many pamphlets, pushing things you don’t need. Howcan Thai Express and MBS fine dining be on the same page?

Respect my time

Idon’t want to go in for the discount, and walk out having wasted my precious holiday time.

Return on Holiday (ROH)
 is measured in joy

I don’t care where the discount comes from, Google finds it for me.

Planning starts
 with Google

You can only trust pictures from real people, not the hotel!

It’s user generated,
 or it’s fake news

Points are my main motivator, I would very rarely seek out specific offers like restaurant deals.

Offers are experienced
 passively

I’m sorry, but this just doesn’twork.

Current CWP  
 UX falls short

I want to be able to easily search, butstill get a hint of the offers inside.

Blend search & deal focus

I search for flight and accommodation deals first, everything else sort of happens when we are there.

Surface big-ticket items

It’s only useful if I know deals in Shibuya, not in Tokyo.

Show me what’s on
 my doorstep

I don’t know what I want to do, but I don’t want to miss out on the best the city has to offer.

Fight FOMO - top 10 lists

It’s too much, too many pamphlets, pushing things you don’t need. Howcan Thai Express and MBS fine dining be on the same page?

Respect my time

The research was direct. Users told us the existing experience simply didn't work. They were starting their trip planning on Google, not in the app. And when they did open it, the volume of undifferentiated offers felt like noise — "It's too much, too many pamphlets, pushing things you don't need."

The sharpest insight came from a user who said: "It's only useful if I know deals in Shibuya, not in Tokyo." Another: "I don't know what I want to do, but I don't want to miss out on the best the city has to offer."

This is why better search wouldn't have solved it. Search only works when users have intent. The largest group had none — they needed the app to act first. That's what led us away from a search-led direction entirely, and toward a product that surfaced relevant, nearby deals without waiting to be asked.

The insight that reframed everything

Discoverability was not a navigation problem.
It was a location problem.

The user's mental model was consistent: the app should already know where I am and show me what's nearby. We presented these findings to the Citi APAC team. The brief shifted from "improve navigation" to "build a location-first experience."

:: Who we designed for

Three users. Fundamentally different needs.

Research revealed three distinct user types — designing for the average of all three would have served none of them well.

Frequent traveller

Need:
Offline reliability
Multi-market access

Design response:
Offline reliability
Multi-market access

Deal-focused user

Need:
Fast, filterable search
Full catalogue access

Design response:
Search
Categories nav

Passive user
Largest · most underserved

Need:
Zero-effort discovery
FOMO-driven curation

Design response:
Location feed
Collections

This segmentation drove every design decision that followed. The product had to serve all three simultaneously within one coherent experience.

:: Defining the structure

IA decisions before any visual design

Before prototyping either direction, we had to answer a more fundamental question: what does this product actually need to contain, and how should it be organised? Three structural decisions came directly out of the persona work.

The navigation model had to give each user type a direct entry point. The content needed a hierarchy, not a flat list — 2,000+ offers without editorial logic is noise. And the default experience had to make a choice: a product that tries to serve everyone equally serves no one well.

:: Two directions, tested with 30+ users

Search-led vs deal-led. One clear winner.

I built two prototypes on opposing hypotheses — Search-led (query-driven, utility-first) and Deal-led (proximity-first, discovery-oriented) — and tested both with 30+ Citi cardholders across diverse backgrounds and APAC markets.

Deal-led won decisively. Users described it as easier to browse, cleaner, and more Citi-like. Several noted they'd use their Citi card more as a result — a business outcome, not just a UX one. We also tested two value propositions — "Access a world of exclusive deals with your Citi card" outperformed the alternative by generating pre-travel excitement and setting accurate expectations about redemption.

:: What we built

Four features. Three users. One product.

The deal-led direction had to serve all three personas simultaneously within one coherent experience.

:: Design system

One system. Fourteen markets.

The platform needed to serve 14 markets — different languages, content densities, cultural conventions — without a separate design track per market. I built the component library from scratch against Citi's Digital Design Language, adapting brand values for mobile legibility.

Every component — offer cards, filters, map pins, collection modules, deal hierarchy badges — was built for localisation flexibility. I directed the junior designer across the library, owned all Figma documentation, and ran engineer handoff sessions directly.

:: Result

From dormant directory to active discovery platform

Citi World Privileges reached 1M+ monthly active users across 14 APAC markets with a 73% reduction in time-to-task. Session depth and repeat usage both increased post-launch. The modular design system enabled consistent rollouts across all markets without per-market design work.

:: Reflection

Testing with 30+ users before committing gave us the confidence to make a bold call and defend it with evidence, not opinion.

Two things I'd do differently. I'd define a data strategy at kick-off — the geo layer was a strong foundation, but deeper personalisation needed a pipeline that was never scoped. And I'd make engineer handoff more proactive — the mobile rendering issues after web launch were predictable, and a proper pre-launch session would have caught them.

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